What is DCC for ATMs?
With DCC currency conversion you can earn up to 30% more on every international transaction by enabling real-time currency conversion at each ATM.
The cardholder is provided the choice to Convert to Your Home Currency Now™ providing a real- time FX conversion mark-up rate.
The cardholder gets a transparent view of the cost in their home currency and exchange rate before confirming the withdrawal.
The ATM receipt displays the transaction details including the local currency, the FX conversion rate and the cardholder’s home currency.
The home currency amount on the ATM receipt matches the amount on the cardholder’s credit/debit billing statement.
- Foreign Cardholder Requests USD
- ATM Determines Eligibility for FX Conversion
- Customer Accepts Currency Conversion
- ATM Processes the Transaction
- If Declined – Defaults to Standard FX
Why Offer DCC?
ISO Benefits
- Earn additional revenue per transaction.
- Layer on top of your existing surcharge revenue.
- Proven success with international cardholders.
- Excellent for tourist hubs, airports & destination ATMs.
Cardholder Benefits:
- Clarity and confidence transacting in home currency
- Full transparency on exchange rate and fees
- Seamless integration with their bank statement
For more information visit https://www.1stiso.com/, email 1stISOCoordinators@1stISO.com or call 800.233.3776.